Indianapolis, IN — In response to the historic flooding that has devastated many Indiana communities, Governor Mike Braun announced new protective measures for homeowners and renters directly affected by the disaster.
Insurance moratorium and payment relief
At the governor’s direction, the Indiana Department of Insurance is asking all insurers to impose a 60‑day moratorium on cancelling policies for individuals whose homes were damaged under the statewide emergency declaration. During this period, insurers are also requested to suspend any penalties for late premium payments, giving families a brief window to focus on recovery without the added stress of losing coverage.
Expanded emergency housing assistance
The Indiana Housing and Community Development Authority (IHCDA) will provide additional support to displaced residents. Eligible Hoosiers can receive hotel vouchers covering up to 30 days of temporary lodging, as well as disaster rental assistance to help with application fees, security deposits, and short‑term rent. Assistance is available only through a referral to IHCDA; those in need can call Indiana 2‑1‑1 or 1‑800‑RED‑CROSS to begin the process.
Guidance for homeowners
State officials reminded property owners to document damage and losses as soon as it is safe, contact their insurance agents promptly, and avoid standing water, which may be contaminated. If entering water, residents should shut off electricity to prevent hazards.
Warning about scams
Authorities also warned that storm‑related scams are on the rise. The Indiana Attorney General’s Office advises homeowners to verify contractors’ licenses and insurance, obtain multiple written estimates, and avoid payment methods such as wire transfers, gift cards, cryptocurrency, or cash. The office stresses that FEMA does not charge any application fees; any demand for payment to access FEMA assistance should be treated as a potential fraud.
Scam reports can be filed at IndianaConsumer.com or by calling the Attorney General’s Office at 1‑800‑382‑5516.
How to get help
Residents seeking assistance should first contact the IHCDA for a referral. The department will coordinate the distribution of hotel vouchers and rental aid, ensuring that displaced families have a safe place to stay while they rebuild.
Governor Braun emphasized that these steps are intended to give storm victims more time to recover without the added burden of losing essential insurance coverage. The administration plans to monitor the situation closely and consider further actions if needed.
Original reporting: WOWO News/Talk (Fort Wayne) — read the source article.
