Destination proposals have become a favorite way for couples to pop the question, and the trend shows no sign of slowing. Jewelers Mutual’s 2026 Engagement Ring Study reports that almost 20% of engagements now happen while traveling or on vacation. While the romance of a cliff‑side sunset or a private dinner on a boat is undeniable, the ring itself can face unique hazards far from home.

Know the Risks Before You Go

According to the study, 41% of proposers keep the ring for more than a month before the big moment, and nearly half admit to storing it in unsafe places such as drawers, closets or garages. Adding travel to the mix dramatically raises the chance of loss. The study found that almost all engagement‑ring losses occur while on the move – whether in airport security lines, on beach dinners or during boat rides.

Key Statistics to Keep in Mind

• 62% of respondents consider their engagement ring one of the three most expensive items they own.
• Many couples only discover what their insurance actually covers after filing a claim.
• A recent headline‑making incident involved a ring that fell 118 feet from a suspension bridge in Michigan, ending up in deep snow before being recovered with a metal detector.

Practical Steps to Safeguard Your Ring

Check Your Policy Early. Reviewing your jewelry‑insurance policy before you depart takes only a few minutes and can prevent a lot of stress later. Know exactly what is covered – loss, theft, damage – and what documentation you’ll need.

Use Secure Storage While Traveling. Keep the ring in a lockable travel case or a small, zip‑top pouch that can be stored in a hotel safe. Avoid leaving it in an unchecked suitcase or a beach bag.

Document the Ring. Take clear photographs of the ring from multiple angles and keep a copy of the receipt or appraisal. Store these images on your phone and in a secure cloud folder.

Be Vigilant in Public Spaces. When passing through airport security, consider wearing the ring on a chain that can be easily removed and placed in a secure pocket. At restaurants or outdoor venues, keep the ring out of sight when not actively wearing it.

Report Losses Immediately. If the ring is lost, stolen or damaged, file a police report right away if theft is involved, then contact your insurer with the documentation and photographs. Avoid purchasing a replacement before speaking with your insurer, as this can complicate the claim process.

Why Preparation Matters

The couples who recover fastest from a jewelry loss are almost always those who had proper documentation and insurance in place before the incident. By taking a few simple precautions, you can focus on the joy of the proposal rather than worrying about the safety of the ring.

About the Study

The Jewelers Mutual study was conducted in May 2026 with a sample of 2,000 U.S. adults age 18 and older who had made an insurance decision for their household, were engaged or married within the past five years, and had purchased or received an engagement ring in that timeframe. Participants were recruited via an online research panel and completed the survey online.

This article was produced in partnership with Jewelers Mutual Group and reviewed by Stacker.

Original reporting: El Paso News (HLL/CB) — read the source article.