As college‑bound students head back to campus, they rely on the internet for everything from buying textbooks to finding apartments and applying for part‑time jobs. While this digital fluency is a strength, it also makes them prime targets for fraudsters who use sophisticated tactics, including AI‑generated deepfakes.
Online Shopping and Marketplace Scams
Students often look for deals on dorm furnishings, textbooks, or everyday essentials. To avoid counterfeit or fraudulent listings, purchase only from reputable retailers, double‑check website URLs for misspellings, and ensure the site uses a secure https:// connection. Be wary of offers that seem too good to be true and never click links in unsolicited emails or texts that claim a missed delivery.
If buying locally, meet the seller in a public place, inspect the item before paying, and read seller reviews. These steps help verify the legitimacy of the transaction.
Job‑Search Scams
Many students seek part‑time work or internships each fall. Scammers post fake job ads promising high salaries, flexible schedules, or remote work from a dorm room. If a student receives an unexpected job offer via text, email, or direct message—especially from a company they never applied to—encourage them to verify the posting on a well‑known job board and apply directly through the employer’s official website.
Legitimate employers never ask for payment upfront for training, equipment, background checks, or application fees. Any request for money should be treated as a red flag.
Rental and Housing Scams
Student housing demand creates opportunities for fraudsters who post fake apartment listings or copy legitimate ads. Rental prices that appear unusually low should trigger caution. Use a reverse‑image search to see if property photos appear elsewhere, research unfamiliar property managers, and avoid wire transfers, gift cards, or peer‑to‑peer payment apps for deposits.
Always verify the address, read online reviews of the management company, and schedule an in‑person tour before signing a lease or sending any money.
AI‑Powered Impersonation
Advances in artificial intelligence now allow scammers to clone voices and create deep‑fake videos, making fraudulent emails, texts, and websites look convincingly real. They may impersonate family members, employers, banks, or delivery services, even claiming a student is in trouble and needs immediate funds.
Teach students to pause, verify the source, and never send money or personal information under pressure.
Simple Habits to Reduce Risk
- Stay skeptical of unsolicited offers.
- Verify any request before paying or sharing personal data.
- Take time to research and confirm legitimacy.
By adopting these habits, families can protect their finances, identities, and peace of mind throughout the school year.
For additional resources, JPMorgan Chase hosts more than 1,000 free fraud‑prevention workshops each year across the country. Visit chase.com/scamproof for tips and upcoming sessions.
Original reporting: Sahan Journal — read the source article.
