August marks National Make a Will Month, a timely reminder for families to put their estate plans in order before grief strikes. When a loved one passes without a clear, up‑to‑date will, surviving relatives often face unnecessary legal costs, delays, and emotional strain.

1. Consult a Local Estate‑Planning Attorney

While online templates are available, a qualified attorney can ensure your will complies with state law and reflects your exact wishes. Professionals also help coordinate tax planning and the creation of trusts, which can make the transfer of assets more tax‑efficient.

2. Consider Annual Gift Allowances

In 2026, individuals may give up to $19,000 per recipient (or $38,000 for married couples) tax‑free each year. Making gifts while you’re alive can provide immediate benefit to loved ones and reduce the size of the estate subject to taxes. Speak with your attorney or accountant to confirm you’re following all rules.

3. Organize and Communicate Your Documents

One common problem is that families cannot locate the most recent will. Create a “legacy and wishes kit” that includes the will, a list of financial accounts, insurance policies, and any safe‑deposit‑box keys. Store the kit in a secure, known location and let trusted family members know how to access it in an emergency.

4. Review Beneficiary Designations Regularly

Beneficiary designations on retirement accounts, life‑insurance policies, and other assets override the instructions in a will. Check these designations annually to ensure they match your current intentions, especially after major life events such as marriage, divorce, or the birth of a child.

By taking these steps, families can avoid costly probate battles, reduce the emotional burden during a difficult time, and preserve the legacy you intend to leave behind.

Original reporting: Fox News (HLL/CB) — read the source article.